Jan 192016

There is a desire on the part of the rabbis to make sure that loans are collected despite the cancellation of the loans at the end of the shmita year.  Since one can only write a pruzbol if the borrower has land, they come up with ways to give people a minimum amount of land or allow other things to qualify as land in order to insure a pruzbol can be written,  others allow pruzbol to be just said, without needing a document.  Others allow one to claim he has a pruzbol but lost it.  Others insist that a “game” be played (in the event there was not a pruzbol) in which the one creditor says the shmita has cancelled the loan, then the borrower says he want to give him back the money anyway as a gift.

Study Guide Gittin 37

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